Housing

Access to safe and affordable mortgage credit is a critical component of consumers’ household balance sheets, sense of home and security, and ability to build wealth. It is also vital for the long term health of our communities. CFA supports and advocates for strong federal regulation of the financial sector to protect consumers from unfair or predatory mortgage lending practices; to assure that all financial institutions respond to the full range of credit needs in the communities they serve through both deposit and lending services; and to assure stable and liquid mortgage funding for both homeownership and rental housing options.