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Insurance

Auto Insurance

Auto insurers are increasingly using socio-economic factors – such as education and occupation – instead of driving factors – such as mileage and accidents – in their pricing of policies. Insurers have also started to use factors – such as price optimization – that have no relation to risk and loss in this pricing. CFA calls on state insurance departments and legislatures to end these unfair practices, which have especially adverse impacts on low-income consumers and people of color, on this state-mandated product.

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Subject Matter Experts

  • Douglas Heller

    Insurance Expert

    douglasheller@ymail.com310-480-4170

  • Robert Hunter

    Director of Insurance

    loonlakeme@aol.com703-528-0062

Most Recent Press Releases

  • Insurance Companies Charge 79% More To Safe Drivers in Washington State Due to Low Credit Scores; State Farm Nearly Triples Premium for Good Drivers with Credit Problems
  • Auto Insurance Refunds Needed as New Data Show Crashes Remain Well Below Normal Due to Pandemic; 23% Fewer Accidents in September and October
  • Texas Department of Insurance’s Misinformation and Inaction Stall Efforts to Ensure Proper COVID Auto Insurance Refunds for Texans

Most Recent Testimony and Comments

  • CFA Urges Massachusetts Finance Board to Protect Consumers by Lowering the Interest Rate Cap
  • Groups Urge Insurance Commissioners to Require a Second Round of Premium Relief
  • CFA Urges Biden Transition Team and Congress to Support Urgent Consumer Protection Policies

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