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Insurance

Home Insurance

Lenders require homeowners insurance as a condition of providing mortgages. This section provides information on how to purchase home insurance and how to get fair claims payments, particularly in the wake of catastrophic events like hurricanes. We study the sharp cutbacks of coverage in the homeowners policy and the steps insurers have taken to shift much of the hurricane risk back onto their policyholders and taxpayers. We also study certain abusive practices, such as overpriced title insurance and force-placed insurance, explaining why such policies are greatly overpriced as a result of insurers paying kickbacks to lenders and others who steer business to them.

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  • Auto Insurance
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Subject Matter Experts

  • Robert Hunter

    Director of Insurance

    loonlakeme@aol.com703-528-0062

Most Recent Press Releases

  • Insurance Companies Charge 79% More To Safe Drivers in Washington State Due to Low Credit Scores; State Farm Nearly Triples Premium for Good Drivers with Credit Problems
  • Auto Insurance Refunds Needed as New Data Show Crashes Remain Well Below Normal Due to Pandemic; 23% Fewer Accidents in September and October
  • Texas Department of Insurance’s Misinformation and Inaction Stall Efforts to Ensure Proper COVID Auto Insurance Refunds for Texans

Most Recent Testimony and Comments

  • Groups Urge Insurance Commissioners to Require a Second Round of Premium Relief
  • CFA Urges Biden Transition Team and Congress to Support Urgent Consumer Protection Policies
  • 18 Groups Urge NAIC’s Special Committee on Race and Insurance to Combat Systemic Racism

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1620 I Street, NW - Suite 200  |  Washington, DC 20006  |  202-387-6121  |  cfa@consumerfed.org
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