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Insurance

Federal Regulation

Although Congress has delegated insurance regulatory responsibility to the states, there are certain areas where Congress has allowed the federal government to intervene. In this section, we study the federal role in providing insurance or regulating it. We look at, for example, the National Flood Insurance Program, the Terrorism Risk Insurance Act, the Federal Insurance Office and other areas of federal involvement. We should note that CFA has opted not to be involved in federal health insurance matters since we have inadequate staff to cover that very large and time consuming area.

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Subissues

  • Auto Insurance
  • Federal Regulation
  • Home Insurance
  • Insurer Practices/Profits
  • Life/Credit/Disability
  • Medical Malpractice/Tort
  • State Regulation

Staff

  • Douglas Heller

    Insurance Expert

    douglasheller@ymail.com202-387-6121

  • Robert Hunter

    Director of Insurance

    loonlakeme@aol.com703-528-0062

Most Recent Press Releases

  • A Maryland “Lifeline” Auto Insurance Program Would Cut Premiums for Low-Income Good Drivers
  • Huge Insurance Industry Surplus Eliminates Need for Renewal of Taxpayer-Backed Terrorism Insurance Program Originally Created As Temporary Response to 9/11
  • FTC to Block Fidelity and Stewart Title Insurance Merger A Big Victory for Homeowners

Most Recent Testimony and Comments

  • CFA Supports H.R. 4523, the Nonprofit Property Protection Act
  • CFA Urges Congress to Eliminate the Terrorism Risk Insurance Act
  • Letter to State Insurance Commissioners on Auto Insurers Charging Different Rates Based on the Amount of Insurance Purchased in Current Policy

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