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Insurance

Federal Regulation

Although Congress has delegated insurance regulatory responsibility to the states, there are certain areas where Congress has allowed the federal government to intervene. In this section, we study the federal role in providing insurance or regulating it. We look at, for example, the National Flood Insurance Program, the Terrorism Risk Insurance Act, the Federal Insurance Office and other areas of federal involvement. We should note that CFA has opted not to be involved in federal health insurance matters since we have inadequate staff to cover that very large and time consuming area.

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Subissues

  • Auto Insurance
  • Federal Regulation
  • Home Insurance
  • Insurer Practices/Profits
  • Life/Annuities/Credit/ Disability
  • Medical Malpractice/Tort
  • State Regulation

Subject Matter Experts

  • Douglas Heller

    Director of Insurance

    douglasheller@ymail.com310-480-4170

  • Michael DeLong

    Research and Advocacy Associate

    mdelong@consumerfed.org925-708-1135

Most Recent Press Releases

  • Consumer Advocates Urge Court to Protect Washington State’s Temporary Ban on Use of Credit History in Insurance Pricing
  • Montana Auto Insurers Often Charge Women More Since State Repealed Ban on Sex-Based Pricing, Despite Commissioner’s Promise
  • While Drivers Face Rising Auto Insurance Rates, Top 4 U.S. Auto Insurance Executives Received $196.8 Million in 2020-2021 Pandemic Paydays

Most Recent Testimony and Comments

  • Groups Urge State Insurance Departments to Investigate Racial Bias in Insurance Claim Handling
  • Groups urge Nevada Supreme Court to uphold Regulation Temporarily Banning the Use of Credit Information from Increasing Insurance Premiums
  • Ralph Nader Statement on Bob Hunter's Retirement

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