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Banking & Credit

Credit Scores/Reporting

Credit scores and reports are used not only by creditors but also by many other service providers in decisions about product prices and access. It is essential that credit reporting agencies maintain complete and accurate consumer databases that consumers can easily correct. It is also important that credit scores, provided by creditors and developed by credit scoring companies, accurately reflect credit risk and are adequately disclosed.

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Subissues

  • Auto Loans
  • Consumer Financial Protection Bureau
  • Credit Cards
  • Credit Scores/Reporting
  • Debt
  • Payday/High-cost Loans
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  • RALs/Tax Preparation
  • Student Loans

Subject Matter Experts

  • Stephen Brobeck

    Senior Fellow

    sbrobeck@consumerfed.org202-387-6121

  • Rachel Gittleman

    Financial Services Outreach Manager

    rgittleman@consumerfed.org609-571-5953

Most Recent Press Releases

  • Bank, Credit Union and Consumer Groups Support Committee Vote to Close the Industrial Loan Company Loophole
  • TAB Bank and EasyPay Finance’s Predatory Loans Harm Veterans and Servicemembers
  • National Auto Repair Chains Must Stop Offering Predatory Loans Through EasyPay Finance and TAB Bank

Most Recent Testimony and Comments

  • CFA Submits Comments to Federal Deposit Insurance Corporation on Climate-Related Financial Risk Management for Financial Institutions
  • CFA and Civil Rights, Financial Reform, and Consumer Advocate Groups Support Close the ILC Loophole Act
  • Consumer Advocacy Groups Urge National Auto Repair Chains to Stop Offering Predatory Loans National Auto Repair Chains offering financing through EasyPay Finance and TAB Bank

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© 2022 Consumer Federation of America

1620 I Street, NW - Suite 200  |  Washington, DC 20006  |  202-387-6121  |  cfa@consumerfed.org
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