GSE’s

Consumer access to affordable mortgages depends on a robust supply of mortgage capital. Fannie Mae and Freddie Mac have been the dominant providers of this capital to the US housing market for decades. They provide essential liquidity and market support that keeps capital flowing to US consumers. CFA works with the companies and their regulator, the Federal Housing Finance Agency (FHFA) to ensure that their mortgage products and policies are appropriately focused on meeting the needs of low and moderate income consumers.