Auto Insurance

Consumer Organizations Urge Congress to Support the PAID Act, Prohibiting Unfair Auto Insurance Discrimination

Several consumer groups joined together to show their support for H.R. 3880, the Prohibit Auto Insurance Discrimination (PAID) Act, which would prevent auto insurance companies from using socioeconomic factors to determine consumers’ eligibility for auto insurance or as a basis for determining the premium they pay for coverage. Because virtually every state mandates the purchase of auto insurance, the PAID Act provides a necessary national baseline requirement that will help ensure that lower-income consumers and people of color are not disproportionately denied the opportunity to drive legally.