In written testimony to the Maryland House Economic Matters Committee, the Consumer Federation of America (CFA) urged the Committee to support HB 148, which prohibits auto insurance companies from increasing consumers’ premiums after not-at-fault accidents. This bill will provide much needed premium relief to safe Maryland drivers who are currently being subjected to unfair premium hikes.

Drivers simply should not be penalized for accidents for which they are not responsible, but CFA’s past research found that safe drivers who are in accidents caused by others often see significant auto insurance rate hikes. Legislators need to protect Maryland drivers from premium hikes after accidents when they have done nothing wrong.