The Consumer Federation of America (CFA) submitted comments to the US Department of the Treasury providing feedback on the recent updates to the United States’ National Strategy for Financial Literacy. CFA urges the Financial Literacy and Education Commission to shift the national strategy toward action-oriented, behavior-based financial education that helps individuals build lasting habits, rather than simply increasing knowledge. The letter emphasizes the need for targeted, real-world guidance—especially for servicemembers, older adults, and other vulnerable groups—along with stronger efforts to combat scams, address emerging fintech risks, and provide timely education at key decision-making moments. It also calls for safeguarding unbiased information, expanding multilingual resources, restoring federal support for financial education programs, and strengthening partnerships with local organizations and law enforcement.