Auto Insurance

Uninsured Drivers: A Societal Dilemma in Need of a Solution

Most Americans believe that drivers should be required to purchase liability insurance to cover the expenses of other drivers in at-fault accidents. This support helps explain why all states (except New Hampshire) require drivers to carry some liability insurance coverage, why some states have recently raised the required minimums on this coverage, why many related laws mandate stiff fines and/or jail time for driving without insurance, and why many states have created, or are considering the creation of, databases that allow easier enforcement of these laws.