November 18, 2020 2 min read

New Jersey Auto Insurance Premium Comparisons By City

R

Consumer Federation of America recently acquired data that shows auto insurers unfairly discriminate against New Jersey consumers based on their credit scores and in which zip code they live.

In West Orange (zip code 07052), consumers pay an average annual premium of $978.95 if they have excellent credit, $1,621.05 if they have fair credit, and $2,540.35 if they have poor credit. Overall average premium is $1,713.45.

In Newark (zip code 07106), consumers pay an average annual premium of $1,238.45 if they have excellent credit, $2,120.25 if they have fair credit, and $3,376.95 if they have poor credit. Overall average premium is $2,245.22.

In Princeton (zip code 08542), consumers pay an average annual premium of $754.25 if they have excellent credit, $1,200.30 if they have fair credit, and $1,832.55 if they have poor credit. Overall average premium is $1,262.37.

And in Trenton (zip code 08618), consumers pay an average annual premium of $1,090.35 if they have excellent credit, $1,851.60 if they have fair credit, and $2,957.30 if they have poor credit. Overall average premium is $1,966.42.

Related Articles

R
August 05, 2026 / Testimony & Comments
Consumer Federation of America Urges California Legislators to Oppose Harmful Auto Insurance Telematics Bill
R
July 30, 2026 / Press Releases
New Analysis: Homeowners Insurance Companies Earn Millions in Interest and Investment Income with Every Day of Claim Delay

Claim Payment Delays Are the Largest Source of Complaints to State Insurance Departments

R
July 14, 2026 / Reports
Redlined

The Persistence of Racial Inequality in the Cost of Homeowners Insurance

R
July 14, 2026 / Press Releases
Black and Hispanic Homeowners Pay Hundreds of Dollars More Annually for Homeowners Insurance

“Racial Premium Gap” Adds Up to $15,000 in Additional Insurance Costs for Black Consumers and $28,500 for Hispanic Consumers Over a 30-Year Mortgage