Consumer Federation of America conducted an analysis of auto insurance premiums using data acquired from Quadrant Information Services, LLC. We found that average premiums vary substantially by company, and that it is often in consumers’ best interests to shop around look for better deals.

The ‘Statewide Average Premium’ represents the average of rates for a 25/50/10 policy charged in every Washington ZIP code to male and female drivers with poor, fair, and excellent credit. Under emergency consumer protection rules recently issued by the Office of the Insurance Commissioner, insurers are currently prohibited from varying rates based on consumers’ credit history.