December 1 & 2, 2016
Embassy Suites Hotel, Washington, D.C.

Financial Services Conference 2016 Program

Thursday, December 1, 2016

8:55am-9:00am
Welcome/Introduction

Stephen Brobeck, Executive Director
Consumer Federation of America

9:00am-9:40am
Election Implications for Financial Services

Moderator

Rachel Weintraub, Legislative Director and General Counsel
Consumer Federation of America

Panelists

Lisa Donner, Executive Director
Americans for Financial Reform

J.W. Verret, Associate Professor, Antonin Scalia Law School
Senior Scholar, Mercatus Center
George Mason University

9:40am-10:50am
Is Mortgage Credit Too Tight?

Moderator

Barry Zigas, Director of Housing Policy
Consumer Federation of America

Panelists

Lisa Rice, Executive Vice President
National Fair Housing Alliance
View Presentation

Alanna McCargo, Co-director, Housing Finance Policy Center
Urban Institute
View Presentation

Danny Gardner, Vice President of Single-Family Affordable Lending and Access to Credit
Freddie Mac
View Presentation

11:05am-12:15pm
How “Ability to Repay” Will Change the Consumer Credit Marketplace

Moderator

Aracely Panameño, Director of Latino Affairs
Center for Responsible Lending

Panelists

Lauren Saunders, Associate Director
National Consumer Law Center

Kirk Chartier, Chief Marketing Officer
Enova International, Inc.

Rick Wargo, General Counsel
Pennsylvania Credit Union Association

1:15pm – 2:00pm
Luncheon Keynote

Introduction

Barbara Roper, Director of Investor Protection
Consumer Federation of America

Speaker

Phyllis C. Borzi, Assistant Secretary of Labor
Employee Benefits Security Administration

2:00pm- 3:15pm
Motivating Consumers to Save and Build Wealth

Moderator

Karen Murrell, Founder and President
Higher Heights Consulting

Panelists

Adam Lee, Incubator Director
Filene Research Institute

Dave Sieminski, Policy Analyst
Consumer Financial Protection Bureau
View Presentation

Patricia Hasson, President & Executive Director
Clarifi

Dave Richardson, Partner
Artemis Strategy Group

2:00pm-3:15pm
Investor Protection Priorities

Moderator

Barbara Roper, Director of Investor Protection
Consumer Federation of America

Panelists

Mercer Bullard, Founder and President
Fund Democracy, Inc.

Marilyn Mohrman-Gillis, Executive Director, Center for Financial Planning, Managing Director, Public Policy and Communications
Certified Financial Planner Board of Standards, Inc.

Andrea Seidt, Commissioner
Ohio Department of Commerce

Pamela Everhart, SVP Government Relations
Fidelity Investments

3:30pm-4:45pm
Improving Access to Retirement Savings Accounts

Moderator

Angela Antonelli, Research Professor, Executive Director, Center for Retirement Initiatives
McCourt School of Public Policy, Georgetown University
View Presentation

Panelists

Sarah Mysiewicz Gill, Senior Legislative Representative
State Financial Security & Consumer Affairs
AARP
View Presentation

Courtney Eccles, Invest in Illinois Program Manager
Illinois State Treasurer’s Office
View Presentation

Michael Kreps, Principal
Groom Law Group

3:30pm-4:45pm
Consumer Mortgage Protections After HAMP

Moderator

Barry Zigas, Director of Housing Policy
Consumer Federation of America

Panelists

Julia Gordon, Executive Vice President
National Community Stabilization Trust

Agatha So, Policy Analyst
National Council of La Raza

Justin Wiseman, Director, Loan Administration Policy
Mortgage Bankers Association

Friday, December 2

8:00am-9:00am
Breakfast Dialogue: What Now? The Importance of State-Level Action

Moderator

Sarah Ludwig, Executive Director
New Economy Project

Panelists

Brent Adams, Vice President of Policy
Woodstock Institute

Marceline White, Executive Director
Maryland Consumer Rights Coalition

Tom Jacobson, Chief Executive Officer
Rural Dynamics, Inc.

9:00am-9:30am
Assessing the Affordability of Mandatory Auto Insurance – Keynote

Introduction

Tom Feltner, Director of Financial Services
Consumer Federation of America

Speaker

Michael McRaith, Director, Federal Insurance Office
U.S. Department of Treasury

9:30am-10:45am
Financial Service Providers’ Collection and Use of Consumer Data: Benefits and Concerns

Moderator

Susan Grant, Director of Consumer Protection and Privacy
Consumer Federation of America

Panelists

Ed Mierzwinski, Consumer Program Director and Senior Fellow
U.S. PIRG

Corrine Yu, Managing Policy Director
The Leadership Conference on Civil and Human Rights

Kaitlin Asrow, Associate
Center for Financial Services Innovation

Sima Gandhi, Head of Business Development and Strategy
Plaid

11:00am–12:15pm
Tax-Time Financial Issues Affecting Consumers

Moderator

David Newville, Director of Government Affairs
CFED

Panelists

Chi Chi Wu, Staff Attorney
National Consumer Law Center

Nina E. Olson, National Taxpayer Advocate
Taxpayer Advocate Service

Andrew Jennison, Director, Government Relations
H&R Block

12:15pm
Adjournment

2016 Financial Services Conference Advisory Committee Members

American Express

Bank of America

Capital One

Capital Research and Management Company

Certified Financial Planner Board of Standards

Citi Community Development

Clarity Services

Credit Union National Association

CUNA Mutual Group

Enova International, Inc.

Federal Home Loan Bank of San Francisco

FINRA

Freddie Mac

H&R Block

JP MorganChase

Lending Club

Mortgage Bankers Association

NACHA-The Electronic Payments Association

National Association of Federal Credit Unions

National Cooperative Bank

Navy Federal Credit Union

Oportun

Quicken Loans

U.S. Bancorp

VantageScore Solutions LLC

Walmart

Wells Fargo