Consumer Federation of America

  • Twitter
  • Facebook
  • Medium
  • LinkedIn
  • YouTube
Main Menu
  • Home
  • About CFA
    • Overview
    • History
    • Membership
    • National Members
    • State and Local Agencies
    • State and Local Groups
    • Find a State and Local Member by Region
    • Consumer Cooperatives
    • CFA Recognition Members
    • Board of Directors
    • Staff
    • Careers
  • Issues
    • Banking & Credit
      • Auto Loans
      • Consumer Financial Protection Bureau
      • Credit Cards
      • Credit Scores/Reporting
      • Debt
      • Payday/High-cost Loans
      • Payments
      • RALs/Tax Preparation
      • Student Loans
    • Communications
      • Internet
      • Media Concentration
      • Telephone
    • Competition & Regulation
      • Antitrust
      • Intellectual Property Rights
      • Regulatory Reform
    • Consumer Protection
      • Airline
      • Auto Sales/Service
      • Civil Justice
      • Consumer Complaints
      • COVID-19
      • Fraud
      • Funerals
      • Pricing/Disclosures
      • Trade
    • Energy
      • Electricity
      • Home Energy
      • Motor Vehicle Fuel Efficiency
    • Food & Agriculture
      • Meat/Poultry Inspection
      • Food and Drug Administration
      • Other Food Safety Issues
      • Ag Policy/Food Prices
      • Nutrition
      • Safe Food Coalition
    • Housing
      • Homeownership
      • Mortgages
      • Real Estate Brokerage
      • GSE’s
    • Insurance
      • Auto Insurance
      • Home Insurance
      • Life/Annuities/Credit/ Disability
      • Medical Malpractice/Tort
      • Insurer Practices/Profits
      • Federal Regulation
      • State Regulation
    • Investor Protection
      • Corporate Governance
      • Investment Products
      • Investment Professionals
      • Market Regulation
    • Privacy
      • Government Surveillance
      • ID Theft/Data Security
      • Privacy in Marketplace
    • Product Safety
      • Auto Safety
      • Off-Highway Vehicles
      • Children’s Products
      • Consumer Product Safety Commission
      • Other Product Safety
    • Saving & Spending
      • Financial Management/ Planning
      • Saving
  • Newsroom
    • Press Releases
    • Reports
    • Testimonies & Comments
    • Fact Sheets
    • Blog
    • CFAnews Update
    • CFA in the News
    • Press Contacts
  • For Consumers
    • Consumer Information
    • Consumer Complaints
    • America Saves
    • Credit Score Quiz
    • Veteran Saves
    • Payday Loan Info
    • COVID-19 Public Policy
  • Events
    • Financial Services Conference
    • National Food Policy Conference
    • Consumer Assembly
    • 53rd Annual Awards Celebration
  • Membership
    • General Application
    • Consumer Agency Application
    • Annual Report 2024
Stay up-to-date with CFA
Sign up

Banking & Credit

Credit Scores/Reporting

Credit scores and reports are used not only by creditors but also by many other service providers in decisions about product prices and access. It is essential that credit reporting agencies maintain complete and accurate consumer databases that consumers can easily correct. It is also important that credit scores, provided by creditors and developed by credit scoring companies, accurately reflect credit risk and are adequately disclosed.

Sidebar Menu

Subissues

  • Auto Loans
  • Consumer Financial Protection Bureau
  • Credit Cards
  • Credit Scores/Reporting
  • Debt
  • Payday/High-cost Loans
  • Payments
  • RALs/Tax Preparation
  • Student Loans

Most Recent Press Releases

  • Consumer Protection Advocates Call on Congress to Hold Hearings, Support CFPB Data Rights Rule
  • Thanks to Trump CFPB’s Actions, More Than $360 Million Owed to Americans is at Risk, New Investigation Reveals
  • Trump's CFPB Once Again Harms Servicemembers

Most Recent Testimony and Comments

  • CFA submits comments to HUD on the Impact of BNPL Loans on Housing Affordability and FHA Mortgage Underwriting
  • CFA Leads Letter Supporting Consumer Financial Protection Bureau’s Personal Financial Data Rights Rule
  • Why is the Trump Administration Holding Onto Your Money? More than $360 Million Owed to Consumers from CFPB Enforcement Actions is Already Gone or At Risk

Consumer Resources

  • America Saves
  • ID Theft Info
  • Payday Loan Info
  • Credit Score Quiz
  • Evaluate Life Insurance
  • OHV Fatality Data

Issue Categories

  • Banking & Credit
  • Communications
  • Competition & Regulation
  • Consumer Protection
  • COVID-19
  • Energy
  • Food & Agriculture
  • Housing
  • Insurance
  • Investor Protection
  • Privacy
  • Product Safety
  • Saving & Spending

Quicklinks

  • Press Contacts
  • CFA News Update
  • Events
  • State and Local Groups
  • Consumer Cooperatives

Connect With Us

  • Twitter
  • Facebook
  • Medium
  • Linked In
  • YouTube

© 2025 Consumer Federation of America

1620 I Street, NW - Suite 200  |  Washington, DC 20006  |  202-387-6121  | cfa@consumerfed.org
Tax ID: 52-0880625
  • Careers
  • Contact Us
  • Site Map
  • Privacy Policy
  • Diversity Policy