December 4 & 5, 2014
Washington Plaza Hotel, Washington, D.C.

Financial Services Conference 2014 Program

Thursday, December 4, 2014 

8:45am-9:00am
Welcome/Introduction

Stephen Brobeck, Executive Director
Consumer Federation of America

9:00am-9:30am
Keynote: Federal Reserve Consumer Perspectives

Introduction

Mike Calhoun, President
Center for Responsible Lending

Speaker

Eric Belsky, Director, Division of Consumer and Community Affairs
Federal Reserve Board

9:30am-10:30am
The CFPB Enforcement Agenda

Moderator

Tom Feltner, Director of Financial Services
Consumer Federation of America

Panelists

Hunter Wiggins, Deputy Enforcement Director for Policy and Strategy
Consumer Financial Protection Bureau

Ira Rheingold, Executive Director and General Counsel
National Association of Consumer Advocates

Chris Stinebert, President & CEO
American Financial Services Association

10:45am-12:00pm
The Use of Big Data by Financial Services Providers

Moderator

Corrine Yu, Managing Policy Director
The Leadership Conference

Panelists

Aaron Rieke, Director of Tech Policy Projects
Robinson + Yu

Michael Spadea, Director – Privacy and Information Risk
Promontory Financial Group

Ed Mierzwinski, Consumer Program Director and Senior Fellow
U.S. PIRG

Robert Hunter, Director of Insurance
Consumer Federation of America

12:30pm-1:00pm
Luncheon Keynote

Introduction

Barbara Roper, Director of Investor Protection
Consumer Federation of America

Speaker

Kara Stein, Commissioner
U.S. Securities and Exchange Commission

2:00pm-3:15pm
The Transition from Strips to Chips in Debit and Credit Cards

Moderator

Susan Grant, Director of Consumer Protection
Consumer Federation of America

Panelists

Christina Tetreault, Staff Attorney
Consumers Union

Stephanie Ericksen, Vice President of Global Risk Products
VISA

Liz Garner, Vice President
Merchant Advisory Group

Michelle Thornton, Manager-Core Products
CO-OP Financial Services

2:00pm-3:15pm
Tax Preparer Fraud and Abuse

Moderator

David Rothstein, Director of Resource Development and Public Affairs
Neighborhood Housing Services of Greater Cleveland

Panelists

Chi Chi Wu, Attorney
National Consumer Law Center

Peter Skillern, Executive Director
Reinvestment Partners

Theresa Pattara, Director, Regulatory Affairs & Public Policy
The Tax Institute at H&R Block

Dan Alban, Attorney
Institute for Justice

3:30pm-4:45pm
Consumer Concerns About Overdraft Fees

Moderator

Tom Feltner, Director of Financial Services
Consumer Federation of America

Panelists

Gary Stein, Deposits Program Manager
Consumer Financial Protection Bureau

Susan Weinstock, Director, Consumer Banking
The Pew Charitable Trusts

Sarah Ludwig, Founder and Co-Director
New Economy Project

Kevin Condon, SVP, Check & Debit Products
Bank of America

3:30pm-4:45pm
The Role of Employers in Encouraging Non-Retirement Saving

Moderator

Nancy Register, Associate Director
Consumer Federation of America

Panelists

Melissa Koide, Deputy Assistant Secretary for Consumer Policy
U.S Department of Treasury

Bill Sullivan, Senior Director and Group Manager, Government and Industry Relations
NACHA – The Electronic Payments Association

Cynthia Campbell, Director of Innovation Labs
Filene Research Institute

Kris Spazafumo, Vice President and Senior Manager, Investment Services Wealth Management Group
American Funds Distributors, Inc

George Barany, Director of Financial Education
Consumer Federation of America

Friday, December 5, 2014

8:00am-9:00am
Breakfast Dialogue: The Impact of the Midterm Election Results on Financial Services Issues

Speakers

Mark A. Calabria, Director of Financial Regulation Studies
Cato Institute

Aaron Klein, Director, Financial Regulatory Reform Initiative
Bipartisan Policy Center

9:00am-10:15am
An Investor Protection Agenda

Moderator

Mercer Bullard, Founder and President
Fund Democracy, Inc.

Panelists

Rick Ketchum, Chairman and Chief Executive Officer
Financial Industry Regulatory Authority

Andrea Seidt, Ohio Securities Commissioner
Past President, North American Securities Administrators Association

Ira Hammerman, Executive Vice President and General Counsel
Securities Industry and Financial Markets Association

Barbara Roper, Director of Investor Protection
Consumer Federation of America

10:30am – 11:00am
Keynote: The Era of Transformation

Introduction

Barry Zigas, Director of Housing Policy
Consumer Federation of America

Speaker

Ted Tozer, President
Government National Mortgage Association
View Presentation

11:00am – 12:15pm
Access to Mortgage Credit

Moderator

Barry Zigas, Director of Housing Policy
Consumer Federation of America

Panelists

Mark Zandi, Chief Economist
Moody’s Analytics

Mitria Wilson, Director of Legislative and Policy Advocacy
National Community Reinvestment Coalition

Gary Acosta, Co-Founder and CEO
National Association of Hispanic Real Estate Professionals

Shawn Krause, Executive Vice President
Quicken Loans

2014 Financial Services Conference Advisory Committee Members

American Council of Life Insurers

American Express Company

American Financial Services Association

Bank of America

Capital One

Capital Research and Management Company

Center for Audit Quality

Certified Financial Planner Board of Standards

Citi Community Development

Consumer Data Industry Association

Credit Union National Association

CUNA Mutual Group

Experian

FICO

Federal Home Loan Bank of San Francisco

Fidelity Investments

FINRA

Freddie Mac

JPMorgan Chase

Mortgage Bankers Association of America

NACHA-The Electronic Payments Association

National Association of Federal Credit Unions

Navy Federal Credit Union

Quicken Loans

SIFMA

VantageScore Solutions LLC

VISA

Walmart