Financial Services Conference 2012
November 29 & 30, 2012
Washington, D.C.
Financial Service Conference 2012 Program
Thursday, November 29, 2012
8:45am-9:00am
Welcome/Introduction
Stephen Brobeck, Executive Director
Consumer Federation of America
9:00am-9:45am
How Consumers Participate in the Financial Services Marketplace
Moderator
George Gaberlavage, Policy Integration Director, Consumer & Livable Communities
AARP Office of Policy Integration
Panelists
Kevin Moore, Senior Economist, Division of Research & Statistics
Federal Reserve Board
View Presentation
Keith Ernst, Associate Director, Consumer Research & Exam Analytics
Division of Depositor and Consumer Protection
Federal Deposit Insurance Corporation
View Presentation
9:45am-10:15am
FTC Priorities for the Financial Services Marketplace
Introduction
Susan Grant, Director of Consumer Protection
Consumer Federation of America
Speaker
David Vladeck, Director, Bureau of Consumer Protection
Federal Trade Commission
10:30am-11:30am
Are Lower-Income Drivers Being Treated Fairly by the Auto Insurance System?
Moderator
Tom Feltner, Director of Financial Services
Consumer Federation of America
Panelists
Dr. Robert P. Hartwig, President
Insurance Information Institute
Robert Hunter, Director of Insurance
Consumer Federation of America
11:30am-12:15pm
Other People’s Money, and How the Bankers Use It
Introduction
Bill Cheney, President and CEO
Credit Union National Association
Speaker
Steven Pearlstein, Business and Economics Columnist
The Washington Post
1:15pm
The New Era of Swaps Market Reform
Introduction
Barbara Roper, Director of Investor Protection
Consumer Federation of America
Speaker
Gary Gensler, Chairman
U.S. Commodity Futures Trading Commission
2:00pm-3:15pm
The Role of Annuities and Annuitization in Meeting Retiree Income Needs
Moderator
Elizabeth Costle, Director, Consumer & State Affairs
AARP
Panelists
Mark Iwry, Senior Advisor to the Secretary, Deputy Assistant Secretary Retirement and Health Policy
U.S. Treasury Department
Alane Dent, Vice President, Federal Relations, Retirement Security
American Council of Life Insurers
Dan Keady, CFP®, Director of Financial Planning
TIAA-CREF
2:00pm-3:15pm
Payday Loans: What We Know about Their Design, Sale, and Use
Moderator
Marceline White, Executive Director
Maryland Consumer Rights Coalition
Panelists
Neil Bhutta, Economist, Financial Structure Section
Federal Reserve Board
Nick Bourke, Director, Safe Credit Cards Project and Safe Small Dollar Loans Research Project
The Pew Charitable Trusts
Susanna Montezemolo, Senior Policy Researcher
Center for Responsible Lending
3:30pm-4:45pm
The Role of Financial Institutions and Regulatory Agencies in Helping Consumers Build Precautionary Savings
Moderator
Stephen Brobeck, Executive Director
Consumer Federation of America
Panelists
Traci Plyler, Emerging Retail Executive
Bank of America
Michael Christian, Manager, Savings & Checking
Navy Federal Credit Union
Tim Flacke, Executive Director
Doorways to Dreams Fund, Inc.
3:30pm-4:45pm
Payday Loans: Contentious Public Policy Issues
Moderator
Ann Baddour, Senior Policy Analyst
Texas Appleseed
Panelists
Jim DePriest, Deputy Attorney General
Arkansas Attorney General’s Office
Mary Jackson, Senior Vice President
Cash America International, Inc.
Jean Ann Fox, Senior Advisor, Financial Services
Consumer Federation of America
Friday, November 30, 2012
7:45am-8:30am
Breakfast Dialogue: Bank Accounts, Can Consumers Find and Use Affordable Accounts?
8:30am-9:00am
Regulation Done Right: Consumer Protection and a Healthy Marketplace
Introduction
Lisa Rice, Vice President
National Fair Housing Alliance
Speaker
David Stevens, President
Mortgage Bankers Association
View Presentation
9:00am-9:45am
The Housing Recovery: A Consumer Status Report
Introduction
Gary Kalman, Director, Federal Policy
Center for Responsible Lending
Speaker
Frank Nothaft, Vice President and Chief Economist
Freddie Mac
View Presentation
9:45am-10:45am
The Role of the Federal Government in Promoting Affordable Housing
Moderator
Barry Zigas, Director of Housing Policy
Consumer Federation of America
Panelists
Sarah Wartell, President
Urban Institute
Janis Bowdler, Director, Wealth-Building Policy Project
National Council of LaRaza
Joe Rogers, Executive Vice President
Wells Fargo Home Mortgage
11:00am-12:00pm
Financial Education: What Works
Moderator
Robert M. Krughoff, Founder and President
Center for the Study of Services/Consumers CHECKBOOK
Panelists
Jeanne M. Hogarth, Manager of Consumer Research
Federal Reserve Board
Robert Ganem, Senior Program Director for Grants
FINRA Investor Education Foundation
Billy J. Hensley, Director of Education
National Endowment for Financial Education
2012 CONFERENCE ADVISORY COMMITTEE
American Council of Life Insurers
American Express Company
American Financial Services Association
Bank of America
Certified Financial Planner Board of Standards
The Center for Audit Equality
CITI, Inc
Credit Union National Association
CUNA Mutual Group
Experian Information Solutions, Inc.
Fair Isaac
Federal Home Loan Bank of San Francisco
FINRA
Freddie Mac
JP Morgan Chase
Mortgage Bankers Association of America
NACHA
National Association of Federal Credit Unions
Navy Federal Credit Union
VantageScore Solutions LLC
Wells Fargo Home Mortgage