In a letter to the Washington State House Consumer Protection and Business Committee, the Consumer Federation of America urged their support for SB 5928.

This bill will require insurers to disclose and explain wildfire risk scores when they use them, provide concrete ways consumers can improve their scores and lower costs, and require insurers to include risk mitigation actions in their wildfire risk models or catastrophe models.

Over the past several years homeowners insurance costs have substantially increased, straining consumers’ budgets and making insurance expensive or even unaffordable for many homeowners. Policyholders need plain language information about how to reduce wildfire risk and stay insured, and, generally speaking, insurers are not providing it.