December 3 & 4, 2015
Embassy Suites Hotel, Washington, D.C.

Financial Services Conference 2015 Program

Thursday, December 3, 2015

8:45am-9:00am
Welcome/Introduction

Tom Feltner, Director of Financial Services
Consumer Federation of America

9:00am-9:30am
Keynote: CFPB Consumer Protection Priorities

Introduction

Tom Feltner, Director of Financial Services
Consumer Federation of America

Speaker

Richard Cordray, Director
Consumer Financial Protection Bureau

9:30am-10:45am
Are Student Loan Borrowing and Servicing in Need of Reform?

Moderator

Rohit Chopra, Senior Fellow
Center for American Progress

Panelists

Seth Frotman, Acting Student Loan Ombudsman
Consumer Financial Protection Bureau

David Klein, CEO & Co-Founder
CommonBond

Pauline Abernathy, Vice President
Institute for College Access & Success

11:00am-12:15pm
How the Growing Use of Non-Driving Factors in Auto Insurance Pricing Affects Consumers

Moderator

Doug Heller, Insurance Consultant
Consumer Federation of America

Panelists

Aaron Brandenburg, Statistical Information Manager
National Association of Insurance Commissioners

J. Robert Hunter, Director of Insurance
Consumer Federation of America
Presentation

James Lynch, Chief Actuary and Director of Information Services
Insurance Information Institute
Presentation

1:15pm – 2:00pm
Luncheon Keynote

Introduction

Rachel Weintraub, Legislative Director and General Counsel
Consumer Federation of America

Speaker

Michael Blume, Director, Consumer Protection Branch
U.S. Department of Justice

2:00pm- 3:15pm
Recent and Needed Improvements in Credit Report Accuracy

Moderator

Willard Ogburn, Executive Director
National Consumer Law Center

Panelists

Beth A. Freeborn, Economist, Bureau of Economics
U.S. Federal Trade Commission

Stuart Pratt, President & CEO
Consumer Data Industry Association

Ed Mierzwinski, Consumer Program Director
U.S. PIRG

2:00pm-3:15pm
Can New Types of Online Lending Lower Prices and Improve Consumer Choice?

Moderator

Aaron Rieke, Director of Tech Policy Projects
Upturn

Panelists

Jeff Chester, Executive Director
Center for Digital Democracy

Lauren Saunders, Associate Director
National Consumer Law Center

John Henson, Vice President and Head of Compliance
LendingTree

Richard Neiman, Head of Regulatory & Government Affairs
Lending Club

3:30pm-4:45pm
Can Digital Savings Products Help Consumers Accumulate Wealth? (Capital D)

Moderator

George Barany, Director of Financial Education
Consumer Federation of America

Panelists

Quinten Farmer, Co-Founder
Even

Ryan Falvey, Director, Financial Solutions Lab
Center for Financial Services Innovation

Nick Maynard, Senior Innovation Director
Doorways to Dreams (D2D) Fund

3:30pm-4:45pm
The Consumer Impact of New Military Financial Protections

Moderator

Tom Feltner, Director of Financial Services
Consumer Federation of America

Panelists

Chris Peterson, John J Flynn Endowed Professor of Law at the University of Utah and Special Advisor
Office of the Director at the Consumer Financial Protection Bureau

John Sours, Director, Consumer Protection Unit
Georgia Attorney General’s Office

Alexander Monterrubio, Regulatory Affairs Counsel
National Association of Federal Credit Unions

Friday, December 4, 2015

8:00am-9:00am
Breakfast Dialogue: Congressional Financial Services Priorities

Introduction

Rachel Weintraub, Legislative Director and General Counsel
Consumer Federation of America

Speakers

Mark Calabria, Director of Financial Regulation Studies
Cato Institute

Aaron Klein, Director of the Financial Regulatory Reform Initiative
Bipartisan Policy Center

9:00am – 11:00am
Housing for America:  Policy Issues and Outlook for Renters and Owners

Introduction/Moderator

Barry Zigas, Director of Housing Policy
Consumer Federation of America

Speaker

Antonio Weiss, Counselor to the Secretary
U.S. Department of Treasury

Panelists

Christopher Herbert, Managing Director
Harvard Joint Center for Housing Studies
Presentation

Jim Carr, Coleman A. Young Endowed Chair and Professor in Urban Affairs
Wayne State University
Presentation

Ellen Seidman, Senior Fellow
Urban Institute
Presentation

Joe Rogers, EVP
Wells Fargo Home Mortgage
Presentation

11:15am – 12:30pm
How the Technological Transformation of Securities Markets Affects Investors

Moderator

Barbara Roper, Director of Investor Protection
Consumer Federation of America

Panelists

Steven Wallman, Founder and CEO
FOLIOfn

Tyler Gellasch, Executive Director
Healthy Markets Association

Amy Ouellette, Senior Business Success Executive
Betterment for Business

David Charlton, Director of Marketing
American Funds

2015 Financial Services Conference Advisory Committee Members

American Financial Services Association

Bank of America

Capital One

Capital Research and Management Company

Certified Financial Planner Board of Standards

Citi Community Development

Credit Union National Association

CUNA Mutual Group

Experian

Federal Home Loan Bank of San Francisco

FINRA

Green Dot Corporation

JPMorgan Chase

LendingTree

Mortgage Bankers Association

NACHA – The Electronic Payments Association

National Association of Federal Credit Unions

Navy Federal Credit Union

Quicken Loans

VantageScore Solutions LLC

VISA

Walmart

Wells Fargo