CFA and the Coalition for Federal Home Loan Bank Reform (CFR) submitted feedback to Director Thompson on improving the Federal Home Loan Banks' (FHLBanks) Affordable Housing Program (AHP) application process. Their letter, based on a survey of 25 housing organizations, highlights several challenges including the complexity of the application process, the competitiveness of funding, and burdensome reporting requirements. Respondents suggested streamlining the application by consolidating forms, reducing duplicative documentation, and aligning with other funders' requirements. They also recommended increasing transparency, improving disbursement timelines, and potentially adjusting funding allocation practices to better support smaller projects. The CFR advocates for reforms to make the process more efficient and accessible, emphasizing the need for enhanced coordination and support to better serve affordable housing projects.