b'2021 ANNUAL REPORT housing, labor, legal services, senior rights, small business, and veterans organizations representing all 50 states and the District of Columbia. The resolution (SJ.Res.15/HJ.Res.35) passed both the U.S. Senate and House of Representatives with bipartisan support and was signed by President Biden in July 2021.CFA continued organizing bi-weekly state advocate calls and continued to advocate for the Veterans and Consumers Fair Credit Act (H.R. 5974/S. 2508) that extends the usury cap of 36% in the Military Lending Act to all consumers, ensuring that the legislation was reintroduced in both chambers during the 117th Congress and supporting the Senate Banking Committee Hearing on the legislation. CFA continued to advocate that innovative fintech credit products be pursued only in a way that is consistent with and enhances consumer protections, submitting a statement for the record outlining these concerns to the U.S House Committee on Financial Services Task Force on Financial Technology on Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products. In addition, CFA led a coalition of 79 groups in urging the Consumer Financial Protection Bureau (CFPB) to carefully examine new consumer credit products that threaten to evade credit, consumer protection, and fair lending laws, including but not limited to buy now, pay later (BNPL) loans, income share agreements, cash advances, fintech overdraft or overdraft avoidance products, and earned wage access products or look-alike products.CFA and a committee of leading consumer organizations reimagined the Consumer Lobby Day for the virtual world, which focused on building support for the Veterans and Consumers Fair Credit Act among other pressing consumer protection issues. CFA also hosted the 17th Annual High-Cost Lending Summit in January 2021.2021 ANNUAL REPORT3'