March 27, 2015 • 1 min read

Letter to WI Commissioner Ted Nickel Addressing Allstate Claims of Price Optimization

CFA TC

Allstate has provided the Wisconsin Insurance Department with a response rife with unsubstantiated claims and misdirection. Allstate's overarching theme is that its new rating structure remains tethered to risk analysis and the variance away from the mean cost estimate of a risk is introduced merely to soften the sharp edges of justified rate changes. This, however, is demonstrably false. In the sections below we address several of Allstate's claims.

Related Articles

CFA TC
October 20, 2026 / Press Releases
Top Ten Insurance CEOs Earned Over $155 Million in Compensation in 2025, While Consumers Struggled to Pay Premiums
CFA TC
October 20, 2026 / Blogs
Insurance Companies Claim They Have to Hike Consumers’ Premiums. Their CEO Compensation, Dividends, and Advertising Costs Tell a Different Story
CFA TC
October 16, 2026 / Press Releases
Tips for Consumers to Get Fair Treatment from Insurance Companies After Hurricane Isaias
CFA TC
October 05, 2026 / Testimony & Comments
Letter Urging the California Supreme Court to Decide a Case Against USAA's Unfair Discrimination Against Enlisted Servicemembers