In a letter to state insurance commissioners, CFA warns of Allstate's new approach to rate setting and policyholder pricing that violates critical actuarial principles and how this leads to unfairly discriminatory rates.
The Persistence of Racial Inequality in the Cost of Homeowners Insurance
“Racial Premium Gap” Adds Up to $15,000 in Additional Insurance Costs for Black Consumers and $28,500 for Hispanic Consumers Over a 30-Year Mortgage
