8:45 AM
Welcome/Introduction
Stephen Brobeck, Executive Director
Consumer Federation of America
9:00 AM
How Lower-Income Households Use Financial Services
Introduction
Gynnie Robnett, Campaign Director
Americans for Financial Reform
Speaker
Keith Ernst, Associate Director, Division of Depositor and Consumer Protection
Federal Deposit Insurance Corporation
9:30 AM
The Future of Payday Lending
Moderator
Michael Best, Director of Advocacy Outreach
Consumer Federation of America
Panelists
Carrie Hunt, Executive Vice President of Government Affairs and General Counsel
National Association of Federally-Insured Credit Unions
Diane Standaert, EVP; Director of State Policy
Center for Responsible Lending
Lauren Saunders, Associate Director
National Consumer Law Center
11:00 AM
Uncovering Student Loan Scandals
Moderator
David Halperin
Attorney and Advocate
Panelists
Stacy Cowley, Reporter
The New York Times
Jeff Horwitz, Reporter
Associated Press
Shahien Nasiripour, Reporter
Bloomberg
Molly Hensley-Clancy, Reporter
BuzzFeed News
1:15 PM
Luncheon Keynote
Introduction
Jack Gillis, Director of Public Affairs
Consumer Federation of America
Speaker
Michelle Singletary, Author
Nationally Syndicated Columnist, The Washington Post
2:00 PM
Helping Lower-Income Consumers Afford State-Mandated Auto Insurance
Moderator
Douglas Heller, Consultant
Consumer Federation of America
Panelists
Marceline White, Executive Director
Maryland Consumer Rights Coalition
Martin Schwartz, President
Vehicles for Change
James Lynch, Chief Actuary, Vice President of Research Education
Insurance Information Institute
2:00 PM
Credit Scoring Models and Credit Availability
Moderator
Alanna McCargo, Co-Director, Housing Finance Policy Center
Urban Institute
Panelists
Sandra Thompson, Director, Division of Mission and Housing Goals
Federal Housing Finance Agency
Barrett Burns, President & CEO
VantageScore Solutions LLC
Dara Duguay, Executive Director
Credit Builders Alliance
Joanne Gaskin, Senior Director, Scores and Analytics
FICO
3:30 PM
Growing Auto Insurer Use of Telematics and Its Implications for Consumers
Moderator
Chuck Bell, Program Director
Consumers Union
Panelists
Geoffrey Werner, Global Telematics Product Leader
Willis Towers Watson
Richard Holober, Executive Director
Consumer Federation of California
J. Robert Hunter, Director of Insurance
Consumer Federation of America
3:30 PM
Debt Buyers and Debt Collection
Moderator
Rohit Chopra, Senior Fellow
Consumer Federation of America
Panelists
Margot Saunders, Senior Counsel
National Consumer Law Center
David Vladeck, A.B. Chettle, Jr., Professor of Law
Georgetown University Law Center
Former Director, Bureau of Consumer Protection, Federal Trade Commission
Dalié Jiménez
Associate Professor of Law & Jeremy Bentham Scholar, University of Connecticut School of Law
Professor of Law, University of California, Irvine
David Reid
Director of Government Affairs & Policy
Receivables Management Association
