Fair pricing in auto insurance is critical for all consumers, particularly lower-income consumers, who are often priced based upon socio-economic factors outside of their control rather than how they drive. Being able to safely and affordably purchase, maintain and insure a car is necessary for many lower-income people to get to the best job for which they are qualified. In testimony before the Illinois Insurance Committee, Tom Feltner, Director of Financial Services at Consumer Federation of America, spoke in favor of SB2208 and other efforts to lower the cost of auto insurance for lower-income good drivers by prohibiting the use of socio-economic factors to set auto insurance prices.