CFA presented testimony before the House Financial Services Committee's subcommittee on Housing, Community Development and Insurance regarding auto insurance industry practices. CFA's research over the past decade has looked into the pricing of auto insurance and has provided recommendations for addressing the problem of unaffordability and unfairness confronting millions of drivers throughout the country. The testimony urges the Federal government to take important steps to investigate the affordability of auto insurance and identifying discrimination and disparate impacts in the marketplace.