Thursday, December 5^th

8:00am
Welcome and Introduction of Congressional Keynote

Introduction

Jack Gillis, Executive Director
Consumer Federation of America

Speaker

Congressman Glenn Grothman
U.S. House of Representative

8:30am
Keynote: Consumer Protection in the Financial Marketplace

Speaker

Richard Cordray, Former Director
Consumer Financial Protection Bureau

9:00am
New Solutions to the Student Debt Crisis (View Video)

Moderator

Seth Frotman, Executive Director
Student Borrower Protection Center

Panelists

Jacob DuMez, Manager, Policy and Partnerships
San Francisco Office of Financial Empowerment

Beverly Brown Ruggia, Financial Justice Organizer
New Jersey Citizen Action

Anna Scholl, Executive Director
Progress Virginia

Kaitlyn Vitez, Director, Make Higher Education Affordable Campaign
U.S. PIRG

10:00am
Keynote (View Video)

Introduction

Rachel Weintraub, Legislative Director and General Counsel
Consumer Federation of America

Speaker

Brian Montgomery, Assistant Secretary for Housing – Federal Housing Commissioner
U.S. Department of Housing and Urban Development

10:30am
What the Qualified Mortgage Definition Means for Mortgage Consumers (View Video)

Moderator

Peter Carroll, Executive, Public Policy & Industry Relations
CoreLogic 

Panelists

Nikitra Bailey, Executive Vice President
Center for Responsible Lending

Alys Cohen, Staff Attorney
National Consumer Law Center

Dan Fichtler, Associate Vice President, Housing Finance Policy
Mortgage Bankers Association

Ramon Gomez, Executive Director, Office of Regulatory Affairs
JPMorgan Chase & Co.

Lisa Rice, President and CEO
National Fair Housing Alliance

11:30am
Banking and the Legal Cannabis Industry

Moderator

Aaron Klein, Fellow – Economic Studies, Policy Director – Center on Regulation and Markets
The Brookings Institution 

Panelists

Sabrina Bergen, Senior Vice President, Office of Strategic Engagement
American Bankers Association

Leah Heise, Chief Administrative Officer
AWH Holdings

Mitria Wilson, Senior Director of Advocacy and Counsel
Credit Union National Association

11:30am
Early Wage Access: Costs, Benefits, and Risks for Consumers

Moderator

Christopher Peterson, Director of Financial Services and Senior Fellow
Consumer Federation of America 

Panelists

Jana Barresi, Senior Director of Federal Government Affairs
Walmart

Nakita Cuttino, Visiting Assistant Professor of Law
Duke University School of Law

Leslie Parrish, Senior Analyst
Aite Group

Lauren Saunders, Associate Director
National Consumer Law Center

12:30pm
Luncheon & Emerging Issues: A Conversation

2:00pm
Public vs Private Markets: Why Should We Care?

Moderator

Micah Hauptman, Financial Services Counsel
Consumer Federation of America

Panelists

Michael J. Canning, Jr., Director of Policy & Government Affairs
North American Securities Administrators Association

Renee Jones, Associate Dean for Academic Affairs and Professor of Law
Boston College Law School

Barbara Roper, Director of Investor Protection
Consumer Federation of America

2:00pm
Making the Credit Reporting Industry Work Better for Consumers

Moderator

John Ulzheimer, President
The Ulzheimer group

Panelists

Francis Creighton, President & CEO
Consumer Data Industry Association

Amy Traub, Associate Director, Policy & Research
Demos

Chi Chi Wu, Attorney
National Consumer Law Center

3:30pm
Postal Banking: Delivering Affordable Access to Financial Services (View Video)

Moderator

Christopher Peterson, Director of Financial Services and Senior Fellow
Consumer Federation of America

Panelists

Stephen DeMatteo, Special Assistant to the President
American Postal Workers Union

Thomas Herndon, Assistant Professor of Economics
Loyola Marymount University

Porter McConnell, Campaign Director, Take On Wall Street
Americans for Financial Reform

4:30pm
Keynote (View Video)

Introduction

Jack Gillis, Executive Director
Consumer Federation of America

Speaker

Senator Jack Reed
United States Senate

5:0pm
Reception at Finn & Porter

Friday, December 6^th

8:00am
Breakfast Dialogue: How Do We Protect Consumers When the Federal Government Isn’t?
(View Video)

Moderator

Ed Mierzwinski, Consumer Program Director and Senior Fellow
U.S. PIRG

Panelists

Brent Adams, Senior Vice President of Policy and Communication
Woodstock Institute

Rebecca Smullin, Attorney
Public Citizen Litigation Group

Rob Stansfield, Communications Director
Southwest Center for Economic Integrity

9:00am
Keynote

Introduction

Micah Hauptman, Financial Services Counsel
Consumer Federation of America

Speaker

Matthew Colangelo, Chief Counsel for Federal Initiatives
Office of the New York State Attorney General

9:30am
Keynote (View Video)

Introduction

Jack Gillis, Executive Director
Consumer Federation of America

Speaker

Congresswoman Rashida Tlaib
United States House of Representatives

10:00am
Federal Bills or State Action: Who will Take the Lead in Protecting the Poor from Inappropriate Auto Insurance Pricing Practices?

Moderator

Doug Heller, Insurance Expert
Consumer Federation of America

Panelists

Ann Baddour, Director, Fair Financial Services Project
Texas Appleseed
View Presentation

J. Robert “Bob” Hunter, Director of Insurance
Consumer Federation of America

Eric Poe, Esq., CPA and Chief Operating Officer
CURE Auto Insurance

David Snyder, Vice President, International Policy
American Property Casualty Insurance Association

10:45am
A Conversation with SEC Commissioners Robert Jackson & Allison Herren Lee

Moderator

Barbara Roper, Director of Investor Protection
Consumer Federation of America

Speakers

Commissioner Robert Jackson
U.S. Securities and Exchange Commission

Commissioner Allison Herren Lee
U.S. Securities and Exchange Commission

11:30am
The Libra Digital Currency: What are the Implications for Consumers and More Broadly?

Moderator

Julie VerHage, Reporter
Bloomberg News

Panelists

Chris Brummer, Agnes N. Williams Research Professor Director
Georgetown University Law Center

Dante Disparte, Vice Chairman and Head of Policy and Communications
Libra Association

Christina Tetreault, Senior Policy Counsel
Consumer Reports

12:30pm
Keynote

Introduction

Rachel Weintraub, Legislative Director and General Counsel
Consumer Federation of America 

Speaker

Hilary O. Shelton
Director, NAACP Washington Bureau & Senior Vice President for Policy and Advocacy

1:00pm
Adjournment

2019 Financial Services Conference Advisory Committee Members

American Express Company

Association of Military Banks of America

Bank of America

Capital One Capital Research and Management Company

Certified Financial Planner Board of Standards

CUNA Mutual Group

FINRA

Freddie Mac Insurance Information Institute

JP Morgan Chase

Mortgage Bankers Association of America

NACHA-The Electronic Payments Association

Navy Federal Credit Union

Quicken Loans

Santander Bank, N.A.

VantageScore Solutions LLC

Walmart