Auto Insurance

Consumer Information

Press Releases

Studies

Testimony and Comments


Consumer Information

  • Consumer Alert: New Auto Insurer Pricing Scheme Makes It Important For All Policyholders to Shop Around, 08/27/2014. (PDF)
  • Consumer Alert: WARNING: Your Insurance Company May Raise Your Auto and Home Insurance Rates if They Think You Won't Shop Around, 04/07/2014. (PDF)
  • CFA Guide to Navigating the Auto Claims’ Maze:  Getting the Settlement You Deserve, 12/14/11. (PDF)
  • CFA Auto Claims Checklist 12/14/11. (PDF)
  • Consumer Alert: Some Auto Insurers May be Underpaying Bodily Injury Claims, 12/09/10. (PDF)
  • A Buyer's Guide to Insurance, 06/01/00. (PDF)

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Press Releases

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Studies

  • High Price of Mandatory Auto Insurance for Lower Income Households, 09/29/2014. (PDF)
  • Uninsured Drivers: A Societal Dilemma in Need of a Solution, 03/10/2014. (PDF)
  • Use of Credit Scores by Auto Insurers Adversely Impacts Low- and Moderate-Income Drivers, 12/11/2013. (PDF)
  • What Works: A Review of Auto Insurance Rate Regulation in America and How Best Practices Save Billions of Dollars 11/12/2013. (PDF)
  • Low Ball: An Insider’s Look at How Some Insurers Can Manipulate Computerized Systems to Broadly Underpay Injury Claims, 06/04/12. (PDF)
  • Lower-income Households and the Auto Insurance Marketplace: Challenges and Opportunities, 01/30/12. (PDF)
  • State Automobile Insurance Regulation: A National Quality Assessment and In-Depth Review of California's Uniquely Effective Regulatory System, 04/24/08. (PDF)
  • The Impact of Commissions on Prices and Service Quality for Home and Automobile Insurance, 02/24/05. (PDF)

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Testimony and Comments

  • Letter to Arkansas Insurance Commissioner Seeking Action on Illegal Filing, 04/09/2015. (PDF)
  • Letter to Delaware Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Kentucky Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Michigan Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to New Mexico Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Ohio Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Georgia Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Montana Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Rhode Island Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Texas Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Kansas Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Nevada Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to New Hampshire Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to South Carolina Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to West Virginia Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to Wyoming Insurance Commissioner Seeking Action on Illegal Filing, 04/08/2015. (PDF)
  • Letter to WI Commissioner Ted Nickel Addressing Allstate Claims of Price Optimization, 03/27/2015. (PDF)
  • Letter to NAIC on CA Insurance Commissioner Prohibiting Insurers Use of "Price Optimization" Joining MD and OH, 02/19/2015. (PDF)
  • Letter to NAIC on OH Insurance Commissioner Banning Use of "Price Optimization," 02/04/2015. (PDF)
  • Letter to Iowa Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Indiana Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Wisconsin Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Oklahoma Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Oregon Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Illinois Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Idaho Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Nebraska Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Tennessee Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Virginia Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Arizona Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Colorado Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Missouri Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Utah Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Letter to Louisiana Insurance Commissioner Seeking Action on Illegal Filing, 01/12/2015. (PDF)
  • Document Showing That Allstate Charges Illegal Rates Has Been Blocked, 12/17/2014. (PDF)
  • Letter to NAIC Commissioners on Allstate Charging Unfair and Excessive Rates in Many States, 12/16/2014. (PDF)
  • CFA and UP Letter Urging ME Insurance Administration to Support Proposed Regulation 31.15.12, 11/13/2014. (PDF)
  • Letter to NAIC Commissioners Congratulating MD for Banning Price Optimization and Urging Other States to Follow Suit, 11/11/2014. (PDF)
  • Letter to NAIC Sharply Criticizing Towers Watson Price Optimization Testimony, 08/08/2014. (PDF)
  • Letter to NAIC on Flawed Process Employed by Chair of CASFT, 06/19/2014. (PDF)
  • Letter to Federal Insurance Office on Monitoring Availability of Auto Insurance, 06/09/2014. (PDF)
  • Letter Urging CASFT to Reject the CAS Draft SOP on Ratemaking, 06/09/2014. (PDF)
  • Letter to NAIC Commissioners Urging Review of Allstate's Colossus practices, 05/22/2014. (PDF)
  • CFA Opposes Adoption of the “Compendium of Reports on the Pricing of Personal Automobile Insurance," 05/02/2014. (PDF)
  • Robert Hunter Testimony Before Assembly Standing Committee on Insurance Re: Auto Insurance Market in NY, 04/10/2014. (PDF)
  • Letter to NAIC Prohibiting the Use of "Price Optimization" in Insurance Pricing as Clear Violation of Unfair Discrimination Provisions in State Rating Laws, 03/28/2014. (PDF)
  • Letter to NAIC on Price Optimization and Earnix Presentation, 03/21/2014. (PDF)
  • CFA Executive Director Stephen Brobeck Comments to NAIC Auto Insurance Study Group, 12/15/2013. (PDF)
  • Letter to State Auto Insurance Commissioners on Price Optimization, 08/29/2013. (PDF)
  • Letter to National Association of Insurance Commissioners on Auto Insurers' Use of Occupation and Education as Rating Factors, 07/29/2013. (PDF)
  • Consumer Groups’ Letter to Congressional Leaders on 2013 Consumer Priorities, 02/01/13. (PDF)
  • Consumer Groups’ Letter to President Obama on 2013 Consumer Priorities, 02/01/13. (PDF)
  • An Agenda to Ensure Consumers are Heard, 02/01/13. (PDF)
  • High Auto Insurance Rates Charged to Modest-Income Consumers: Insurer Reaction to the CFA Price Quote Survey, 06/20/12. (PDF)
  • Consumer Federation, Consumers Union, and NYPIRG Urge NY Governor Paterson to Rein in Excessive Auto Insurance Costs in Response to $4 per Gallon Gasoline, 06/09/08. (PDF)
  • CFA, CEJ Letter to Insurance Commissioners on the Impact of Higher Gasoline Prices on Auto Insurance Pricing, 01/25/06. (PDF)
  • Lowering Automobile Insurance Rates in New York, 11/12/03. (PDF)

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